Your Next Adventure, Anchored in Great Rates

Rates as low as

7
.44%
APR1

Available for travel trailers,
motor homes and more 

Available for boats and watercraft of any size

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Rates displayed include a

0
.25%

discount for having a
Benefits Checking account

Apply Anytime

We're here for you 24/7. Apply by phone after hours and on weekends.

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Apply for a loan online today!

Apply by Phone
Call our Virtual Team today and get set up!

Schedule
Schedule an appointment at your local branch.

 Boat Loan Rates 

Term New Powersports fixed APR as low as Used Powersports fixed APR as low as
60 months 7.44% 8.19%
120 months 7.94% 8.69%
180 months 8.44% 9.19%

Boat Loan FAQ’s

You can apply for a boat loan online, in person at a OneAZ branch, or by calling us at 844.265.2162.

Yes! We offer competitive loan rates on RVs and powersport.

We require our members have full coverage on any vehicle in which OneAZ is the lien holder. 

FAQ Boat Shutterstock 1420736792

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OneAZ Mobile Banking app.

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Rates as of May 1, 2025.

1 APR = Annual Percentage Rate. New is any vehicle for which the equitable or legal title has not been previously transferred to an ultimate purchaser. Loan APR may range from 7.44% to 18.00% based on credit qualifications, income and collateral. Taxes and fees are not included. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/checking for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/Membership.

 

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