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Debt Cancellation helps cancel your loan payments or remaining loan balance in the event of disability, job loss, or loss of life - depending on the coverage you choose. It’s one of the simplest ways to protect your family and your financial future if the unexpected happens.

When Should You Consider Debt Cancellation?

Debt Cancellation is especially valuable if:

 

You're concerned about losing your job or becoming temporarily disabled.

 

You want to ensure your family isn’t left with unpaid debt

 

You’re looking for affordable protection built into your monthly loan payment

What’s Covered

Here’s what you can expect with OneAZ Debt Cancellation

  • Disability Coverage
    Covers your monthly loan payments for up to 12 months or $12,000 if you become disabled and can’t work.
  • Involuntary Unemployment Coverage
    Pays your loan for up to 6 months or $3,000 if you lose your job through no fault of your own (6-month wait period applies).
  • Loss of Life Coverage
    Cancels your loan balance up to $75,000 if you pass away—helping your loved ones avoid additional financial burden. (Coverage will cease when policy owner reaches age 70.)
Frame 63 (2)

Affordable, Flexible Protection

Choose the plan that fits your life:

 

Plan Option Loss of Life Disability Involuntary
Unemployment
Cost per
$1,000 on loan
balance
1       $3.27
2       $2.36
3       $0.68
Frame 63 (2)

How Premiums Work

You’re covered without any surprise costs.

  • No upfront payment required
  • Premium is rolled into your monthly loan payment
  • Charges adjust monthly based on your loan balance
  • Coverage includes two borrowers — at no extra cost
  • Costs clearly itemized on your monthly statement

Due to the Military Lending Act (MLA), Lines of Credit and Credit Cards for military members and their family members are not eligible for Debt Cancellation.

Ready to Add Peace of Mind?

Debt Cancellation is available when you finance your loan through OneAZ Credit Union.

Call

Speak with
an associate today.

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to learn more.

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