Upcoming Holiday Hours

Wednesday, June 19th - OneAZ Credit Union will be closed in observance of Juneteenth.

At OneAZ we understand that when buying a home, one size does not fit all.

That is why we provide a range of financing options and 100% local underwriting and processing.

Professional Mortgage

Our professional home financing program is specifically designed to give you financial flexibility and significant savings.

  • Get up to 95% financing, including Jumbo mortgages
  • Both purchases and refinances qualify
  • Low down payments with competitive rates
  • All occupations eligible


Home Ready® recognizes the diverse make-up of today’s households, including multi-generations and boarders, by considering the income of how non-borrowers may contribute to the household.

  • Purchase up to 97% of your new home’s value without a first time home buyer requirement
  • Take advantage of significantly reduced mortgage insurance requirements and closing costs
  • OneAZ Credit Union is committed to our communities and that is why we have chosen to rebate the cost of home owner education required for this program, up to $75.00

Government Loans

There are a number of government loan programs that provide special benefits and flexibilities to home owners. At OneAZ Credit Union we can answer questions about these special government programs.

  • FHA
  • VA
  • USDA
24/7 After Hours and on Weekends icon

Apply anytime.

We're here for you 24/7. Apply by phone after hours and on weekends.

Call 855.505.4663

OneAZ mortgages by the numbers.


Members who said "home sweet home" since 2020


Mortgage Agents serving Arizona
Meet Our Team

Call a Mortgage Loan Officer 855.505.HOME

Don't have time for a call? Email an MLO using this form.

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Our mortgage team is ready to find the loan solution for your needs.

Apply Now

Call our Virtual Team


Speak with an experienced mortgage loan officer 24/7.


Find a Branch


Locate a nearby branch and connect with a loan officer.

Find a Branch



Schedule an appointment with a mortgage loan officer.


See what OneAZ members are saying about our mortgages!

OneAZ Credit Union is not responsible for the content on the ReviewTrackers and Facebook websites.

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List


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