At OneAZ we understand that when buying a home, one size does not fit all. That is why we provide a range of financing options and 100% local underwriting and processing.

Professional Mortgage

Our professional home financing program is specifically designed to give you financial flexibility and significant savings.

  • Get up to 95% financing, including Jumbo mortgages
  • Save money with no monthly mortgage insurance cost1
  • Both purchases and refinances qualify
  • Low down payments with competitive rates
  • All occupations eligible

Home Ready® recognizes the diverse make-up of today’s households, including multi-generations and boarders, by considering the income of how non-borrowers may contribute to the household.

  • Purchase up to 97% of your new home’s value without a first time home buyer requirement
  • Take advantage of significantly reduced mortgage insurance requirements and closing costs
  • OneAZ Credit Union is committed to our communities and that is why we have chosen to rebate the cost of home owner education required for this program, up to $75.00
Government Loans

There are a number of government loan programs that provide special benefits and flexibilities to home owners. At OneAZ Credit Union we can answer questions about these special government programs.

  • FHA
  • VA
  • USDA

OneAZ Mortgage in Numbers

Mortgage Loan Officers serving Arizona

Home loans closed in 2019

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All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List

1 Mortgage insurance paid exclusively by OneAZ Credit Union for members.