Why Save with OneAZ?
Online &
mobile app access
Savings tools
for goal setting
Federally insured by
NCUA up to $250,000
Propel Savings: Higher returns on lower balances
Rates as high as
- High-yield tiers for bigger savings
- No monthly fees with eStatements
- $100 minimum to open
Share Certificates: Higher returns for fixed term
Rates as high as
- Other rates and terms available
- Lock-in your dividend rate for guaranteed earnings
- Low-risk savings option
Money Market Accounts: Higher dividends and access to money
Rates as high as
- No term limitations
- Deposit or withdraw cash as needed
- Free checks & ATM access
Club Savings Account: High-yield savings account
Rates as high as
- Open up to 10 secondary accounts
- Great to use for overdraft protection\
- Tap into online & mobile banking app
YourSavings Account: Perfect starter savings account
Rates as high as
- Earn 3.50% APY on your first $1,000
- Low $5.00 minimum to open an account
- No monthly fee with eStatements
Share Savings Account: Establish your membership and savings
Rates as high as
- Buys you a “share” of the credit union
- Great to use for overdraft protection
- Tap into online & mobile banking app
Fuel Your Future with Propel Savings
Reach Your Goals Faster with a
Propel High-Yield Savings Account
What Are You Saving For?
Open a new savings account with OneAZ that suits your needs, whether for the short term or long term.
New Car
New Home
College Fund
Wedding
Vacation
Retirement
Emergency Fund
Renovations
New Car
New Home
College Fund
Wedding
Vacation
Retirement
Emergency Fund
Renovations
Whether you are opening an account in-person, by phone or online, be prepared with the following items:
- Valid Driver’s License, State ID or Passport
- Social Security Number
- For a loan we may require employment and income verification
Savings FAQs
At OneAZ Credit Union, you’re more than a member - you’re part of a community that puts people first. Based right here in Arizona, we’re dedicated to helping you grow your savings with personal service, local expertise, and easy tools to help you reach your goals faster.
You can start online, by phone, or at any OneAZ branch. A $5 minimum deposit opens your credit union share savings account, and you can add up to $2,000 online to start earning dividends immediately.
If you’ve forgotten your Online Banking password, visit this link to reset it. Prefer to talk to someone? Call our support team at 844.663.2928 for personalized help.
Our routing number is 322172496. You’ll also find it printed at the bottom of your checks - it’s the first set of nine digits before your account number.
If your OneAZ Visa® Debit or Credit Card is missing, contact us right away. We’ll cancel your card to protect your account and mail a replacement within a few business days. Call 866.820.5806 anytime - our team is available 24/7.
Sign in to Online Banking and select Make a Transfer. Choose New Transfer from the left menu, then click Add an External Account if the destination isn’t already linked. Once verified, you can make one-time or scheduled transfers in just a few clicks.
- Propel Savings: Earn high-yield rates with no monthly fees and a $100 minimum to open - a true high yield savings account designed to grow your money faster.
- Share Certificates: Lock in a fixed rate for guaranteed earnings, open accounts with minimums as low as $2,000.
- Money Market Account: Enjoy higher dividends and easy access to your funds with free checks and ATM access.
- Club Savings Account: Open multiple secondary accounts for special goals or overdraft protection, earning dividends starting at $50.
- YourSavings Account: A perfect starter savings option, earning a high-yield rate on your first $1,000 and just $5 to open an account.
- Share Savings Account: Your foundation for membership, earning steady dividends, and offering everyday flexibility.
Savings Calculator
How much will your savings be worth? Use this calculator to understand the future value of your savings.
Saving & Budgeting Resources Guide
Make confident financial decisions with OneAZ’s tools, resources, and personal savings plans.
Savings Goals at Every Age
How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.
Keep ReadingMaximize Your Savings
Here's what to look for in a savings account and the differences between regular savings accounts, money market accounts and share certificates.
Keep ReadingHow to Build Your Emergency Fund with an Emergency Fund Calculator
Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.
Keep ReadingAPY = Annual Percentage Yield. For membership eligibility visit OneAZcu.com/membership.
Rates as of January 1, 2026.
