OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

As a Fannie Mae direct lender, OneAZ Credit Union provides access to conventional financing without any delays for review by an investor or other agencies. This lets our borrowers access low rates with simple financing.
  • Up to 97%1 specialized/flexible financing options
  • Up to 95% financing on Owner Occupied properties
  • Up to 85% financing on Investment properties
  • Fixed and adjustable rates available
  • Fannie Mae Direct Lender
  • Reduced Credit Union mortgage insurance premiums
  • Discount on closing costs for loan amounts of $200,000 or more

Apply Now

Mortgage Resources

Call a Mortgage Loan Officer


We're here for you 24/7.

Whether you have questions or are ready to apply, our mortgage loan officers are available 24/7.

Call 855.505.4663



Our mortgage team is standing by to find the loan solution for your needs.

Apply Now

Call our Virtual Team


Speak with an experienced mortgage loan officer 24/7.


Find a Branch


Locate a nearby branch and connect with a loan officer.

Find a Branch



Schedule an appointment with a mortgage loan officer.


See what OneAZ members are saying about our mortgages!

OneAZ Credit Union is not responsible for the content on the ReviewTrackers and Facebook websites.

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List 

1 FNMA HomeReady 97% / FNMA Standard 97% - Owner Occupied with Income or Home Ownership limitation requirements.

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