As a Fannie Mae direct lender, OneAZ Credit Union provides access to conventional financing without any delays for review by an investor or other agencies. This lets our borrowers access low rates with simple financing.
- Up to 97%1 specialized/flexible financing options
- Up to 95% financing on Owner Occupied properties
- Up to 85% financing on Investment properties
- Fixed and adjustable rates available
- Fannie Mae Direct Lender
- Reduced Credit Union mortgage insurance premiums
- Discount on closing costs for loan amounts of $200,000 or more
Mortgage Resources
- Mortgage Calculator - use this calculator to customize your rate
- Find a branch - visit a location today
- Mortgage Loan Officers - connect with a mortgage loan expert that can help you every step of the way
- Mortgage Walk through - a guide to your homeownership journey
Call a Mortgage Loan Officer
Banking in your pocket.
Mobile banking is available at your fingertips with our free myOneAZcu app. Data rates apply.
- Deposit checks
- Schedule payments
- Transfer funds
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All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List
1 FNMA HomeReady 97% / FNMA Standard 97% - Owner Occupied with Income or Home Ownership limitation requirements.