As a Fannie Mae direct lender, OneAZ Credit Union provides access to conventional financing without any delays for review by an investor or other agencies. This lets our borrowers access low rates with simple financing.
  • Up to 97%1 specialized/flexible financing options
  • Up to 95% financing on Owner Occupied properties
  • Up to 85% financing on Investment properties
  • Fixed and adjustable rates available
  • Fannie Mae Direct Lender (no investor overlays)
  • Reduced Credit Union mortgage insurance premiums
  • Discount on closing costs for loan amounts of $200,000 or more
  • Close on your loan in as little as 30 days2

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All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List 

1 FNMA HomeReady 97% / FNMA Standard 97% - Owner Occupied with Income or Home Ownership limitation requirements.

2 Not eligible on all products, i.e., FHA, VA, USDA mortgages or refinances. Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically. Visit to learn more.