• A Onederful home is waiting.

Find your first or forever home with special reduced interest rate pricing on the following loans!

7/1 ARM

5/1 ARM

10-Year Fixed

15-Year Fixed

When it comes to buying a home, one size definitely does not fit all. Get access to low rates and simple financing without delays from investor reviews. Our mortgage loan officers are local in the Arizona market and they’ll help you find the right mortgage to fit your needs.

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Your Local Financial Partner

OneAZ has been Arizona’s community credit union since 1951. 68 years later, we’re still here for you with 21 branches across the state. So, think big with us. Because your goals are our goals, and together we can grow.

Why Choose OneAZ

It's about you, not your money.
You can customize your OneAZ experience by choosing from a full suite of business and personal financial services. We offer competitive pricing and loan rates to help you meet your financial goals, plus state-of-the-art online banking and a highly rated mobile banking app so you can manage your finances wherever you are.
We keep it local.
Arizona members have been trusting OneAZ Credit Union with their finances since 1951. As a not-for-profit, we reinvest our profits in our members and the community to strengthen the Arizona economy.
We're community-focused.
OneAZ Credit Union and OneAZ Community Foundation invest in the communities we serve. Together, we help students, nonprofits and disaster victims thrive financially, because we believe when our community succeeds, we all succeed.
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Have we mentioned our competitive rates?

Auto loan rates as low as 3.49% APR1

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2.25% APY for 12 months on a Share Certificate2

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RV rates as low as 5.24% APR3

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6-month introductory 1.90% APR4

(APR may range from 13.24% to 18.00% APR based on applicants credit after introductory period)

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Need more information?

Connect with an experienced mortgage loan officer near you.

Meet the Team


See what OneAZ members are saying!

We are proud to serve over 135,000 members and we pride ourselves on making their experience easy, enjoyable, and effective.

APY=Annual Percentage Yield. For membership eligibility, visit OneAZcu.com/membership.

Promotional Eligibility: Applicant must meet OneAZ Credit Union eligibility requirements. Requirements may be found at OneAZcu.com/membership. Applicant must establish membership with OneAZ.

1 For 2018 and newer vehicles that have never been titled. Auto loan APR may range from 3.49% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate.

2 This Promotional APY offer is available only in branches. Minimum opening deposit of $75,000 required for Star High Yield Money Market. Minimum opening deposit of $25,000 required for Savers Advantage Money Market. Minimum opening deposit of $2,000 required for the Share Certificate.

To receive the promotional APY rates, the following is required: 1) Open a NEW checking account 2) Have a monthly direct deposit totaling $500 or more made to this account within 60 days of account opening.

To receive the promotional APY rates, the account must be opened with funds not currently held with OneAZ Credit Union. Promotional APY is not available on IRA CD, Business Money Market and Business CD.

3 New is any vehicle for which the equitable or legal title has not been previously transferred to an ultimate purchaser. Loan APR may range from 5.24% to 18.00% based on credit qualifications, term of loan, and payment options.

4 See Table Below. Click here for rel="noopener" data-udi="umb://media/da03a8e739474bc6932d4d991643ced0" href="/media/2023/visa-signature-pricing-agreement.pdf" target="_blank" title="visa-signature-pricing-agreement.pdf">Visa Signature Pricing Agreement.

How We Will Calculate Your Balance: We use a method called “Average Daily Balance” (including new purchases).
Effective Date. The information about the costs of the card described in this disclosure is accurate as of July 1, 2019. This information may have changed after that date. To find out what may have changed, contact OneAZ Credit Union.