family with baby moving into their new home

This program delivers on OneAZ’s promise to drive prosperity and community growth for first-time homebuyers.

PHOENIX (May 14, 2024) — OneAZ Credit Union is excited to celebrate the launch of the 2024 WISH Grant downpayment assistance program. The WISH program provides first-time homebuyers with up $30,806 in matching funds to help them achieve their dreams of homeownership.

“OneAZ is a staunch partner of the WISH Grant program because we believe every Arizonan deserves the opportunity to own a home,” said Ken Bauer, Chief Lending Officer at OneAZ. “The WISH Grant program is a beacon of hope for homebuyers who haven’t had the opportunity to save enough for a downpayment. By bringing the dream of homeownership to more Arizonans, we’re making a huge impact on the well-being of the communities we serve.”

WISH Program Grant Features:

The WISH Program provides a $4 matching grant for every $1 an eligible first-time homebuyer contributes towards their downpayment and closing costs, up to a maximum of $30,806. To be eligible for WISH down payment assistance, homebuyers must:

  • Have successfully completed a homebuyer counseling program.
  • Be a first-time homebuyer, as defined by the FHLBank in its AHP Implementation Plan.
  • Meet income eligibility guidelines, as published by the FHLBank at the time of enrollment in the WISH Program and be at or below 80% of the HUD area median income.
  • Meet the program timing requirements for opening escrow and closing on the property.

Note: Funds are limited on this program and available on a “First Come, First Served” basis. Enrollment in the WISH Grant Program does not guarantee the homebuyer receipt of funds. Grant funds may be forgivable in certain instances to qualifying eligible individuals.

* Must be a first-time homebuyer, enrolled in Wish Homebuyer Counseling Program (participation does not guarantee funding); funds are limited and must meet eligibility guidelines predetermined by program including at or below 80% of the HUD Area Median Income (AMI) at time of enrollment in Wish Grant Program. Other terms and conditions apply.

About OneAZ Credit Union

Serving Arizona since 1951, OneAZ Credit Union is a financial powerhouse managing over $3.4 billion in assets and serving over 185,000 member-owners and 11,000 business owners across 20 branches statewide. We are committed to inspiring dreams and driving prosperity and community growth through innovative and high-quality personal and business banking solutions. At OneAZ, it’s all about banking for the people, not for profit. Discover more at Insured by NCUA. Join us in driving prosperity and building a brighter tomorrow for Arizona.

OneAZ makes such loans without regard to race, color, religion, national origin, sex, handicap, familial status, or any other discriminatory factors. OneAZ is an Equal Housing Lender. NMLS# 607456.


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