Mobile deposits for all members and remote deposit capture for business cash management users will be unavailable from 9pm February 21st through 9am February 22nd.
We apologize for the inconvenience.

Assistance for Federal Workers - In response to the partial federal government shutdown, OneAZ has launched an assistance program to help members who may be impacted.
To learn if you’re eligible for assistance, call our Member Care Center at 800.663.2928, Monday – Friday: 8 a.m. – 6 p.m.

Hit the Road

  • New Auto rates as low as 5.19% APR1
  • Used Auto rates as low as 5.19% APR2
  • No payments for 90 days3

Conquer the Trail

  • New Powersports rates as low as 6.69% APR4
  • Used Powersports rates as low as 7.19% APR5
  • ATVs, side-by-sides, dirt bikes, motorcycles

More Ways to Explore

boat icon

Boats, fifth wheels, camping and travel trailers

New RV & Boat Loans

As low as

7
.69%
APR
Used RV & Boat Loans

As low as

8
.44%
APR

How to Apply

Click

Apply for a loan online using the link below!

Call

Call our Virtual Team and get set up!

Schedule

Schedule an appointment with a loan officer.

Auto Q1 2026

You belong at OneAZ.

We’re more than a financial institution – we're your partner in helping you reach your financial potential at every life stage.

  • Local banking
  • Community-driven approach
  • Convenient digital banking
  • Member rate discounts
  • Simple and secure

1APR=Annual Percentage Rate. New Auto Loans are 2024 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Term of up to 48 months; with an APR of 5.19% and estimated monthly payment of $23.12 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, loan term and collateral. Other terms and conditions may apply. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/Benefits-Checking-Promo for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/membership.

2APR = Annual Percentage Rate. Used vehicles must be 15 years old or less to qualify for a loan. Term of up to 48 months; with an APR of 5.39% and estimated monthly payment of $23.21 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, loan term and collateral. Other terms and conditions may apply. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking Page (OneAZcu.com/Benefits-Checking-Promo) for more information. Membership qualifications apply. For membership eligibility visit our Membership Page (OneAZcu.com/membership).

390 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans, Credit Flex or Indirect loans.

4APR = Annual Percentage Rate. New Vehicle Loans are 2024 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Loan APR is based on credit qualifications, loan term and collateral. Taxes and fees are not included. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/benefits-checking-promo for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/membership

5APR=Annual Percentage Rate. Used vehicles must be 15 years old or less to qualify for a loan. Loan APR is based on credit qualifications, loan term and collateral. Taxes and fees are not included. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/benefits-checking-promo for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/membership.  

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