Boat Loans
From fishing to water skiing or a casual cruise on the lake, our boat loans give you the chance to get away and on to the open water.
Arizona may be a desert state, but that doesn't stop us from enjoying the water. With a OneAZ boat loan, you can finance a new or used boat for any of the state's beautiful lakes. We offer loans for personal watercraft, pontoons, fishing boats, and more.
Key Benefits:
Boat loans:
Finance new or used personal watercraft, fishing boats, pontoons, and more.
Local Service:
Work with our friendly, Arizona-based team that understands your unique needs.
Flexible Financing:
Terms designed to get you out on the water without financial stress.
Rates as low as
Available for boats and watercraft of any size.
Rates displayed include a 0.25% discount for having a Benefits Checking account
Recreational Vehicles
Your next great escape is closer than you think.
A OneAZ RV loan can help you finance the new or used recreational vehicle of your dreams, from motorhomes and travel trailers to fifth-wheels and campers.
Key Benefits:
Flexible Terms:
Tailored repayment schedules that fit your budget.
Competitive Rates:
Low rates to save you money over the life of the loan.
Fast Approvals:
Quick decision-making so you can start planning your trip sooner.
Rates as low as
Available for travel trailers, motor homes and more.
Rates displayed include a 0.25% discount for having a Benefits Checking account
Motorcycles & More
Whether you prefer a cruiser, sport bike, or touring motorcycle, a OneAZ loan can help you get on the road.
We offer highly competitive motorcycle loan rates and a streamlined application process so you can start riding.
Key Benefits:
Finance New & Used:
Loans for new bikes straight from the dealer or a pre-owned gem.
Competitive Rates:
Enjoy low rates and flexible terms for your new ride.
Tailored to You:
We offer personal service to find a loan that fits your budget.
Rates as low as
Available for motorcycles, dirt bikes, ATV's, jet skis and other watercraft.
Rates displayed include a 0.25% discount for having a Benefits Checking account
Ready to Apply?
Start your adventure today. Apply online or visit your local OneAZ Credit Union branch to get your recreational vehicle loan and hit the road.
Call 844.296.9050
FAQs
You can start online, by phone, or at any OneAZ branch. A $5 minimum deposit opens your credit union share savings account, and you can add up to $2,000 online to start earning dividends immediately.
If you’ve forgotten your Online Banking password, visit this link to reset it. Prefer to talk to someone? Call our support team at 844.663.2928 for personalized help.
Our routing number is 322172496. You’ll also find it printed at the bottom of your checks - it’s the first set of nine digits before your account number.
Apply Anytime
We're here for you 24/7. Apply by phone after hours and on weekends.
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Apply online quickly and easily.
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Speak with an experienced loan officer 24/7.
Schedule
Schedule an appointment with a loan officer.
Auto Loan Calculator
Estimate your auto loan monthly payment with our online calculator.
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Rates as of February 1, 2026.
Subject to Credit Approval, Terms subject to change without notice.
1 APR = Annual Percentage Rate. New is any vehicle for which the equitable or legal title has not been previously transferred to an ultimate purchaser. Loan APR may range from 7.69% to 18.00% based on credit qualifications, income and collateral. While repayment ability is a factor, income does not have a factor on the rate. Taxes and fees are not included. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/checking for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/Membership.
2 APR = Annual Percentage Rate. New is any vehicle for which the equitable or legal title has not been previously transferred to an ultimate purchaser. Loan APR may range from 6.69% to 18.00% based on credit qualifications, income and collateral. While repayment ability is a factor, income does not have a factor on the rate. Taxes and fees are not included. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit OneAZcu.com/checking for more information. Membership qualifications apply. For membership eligibility visit OneAZcu.com/Membership.
