With OneAZ’s new free checking, free means free—really! Free means NO hidden fees and NO minimum balance.
- No Monthly Maintenance Fees
- Debit card, unlimited check writing, direct deposit
- Online & Mobile banking, alerts, eStatements
- Access to 41,000+ fee-free ATMs nationwide
Receive Benefits on your checking with 0.25% APR* discount on secured personal loans and monitoring services for credit score, Identity theft, and dark-web activity
- 0.25% APR* discount on Auto, RV, Power Sports and Boat loans
- Access to credit monitoring with alerts
- ID theft restoration
- Access to dark web monitoring with alerts
- Earns dividends
- Debit card, unlimited check writing, direct deposit
- Online and Mobile banking, text/email alerts, eStatements
- Access to 41,000+ fee-free ATMs across the U.S.
Premium offers higher dividends rates on $1,000+ balances Premium offers higher dividends rates on $1,000+ balances
- Earn higher dividends on large balances
- Debit card, unlimited check writing, direct deposit
- Online and Mobile banking, text/email alerts, eStatements
- Access to 41,000+ fee-free ATMs across the U.S.
**You can avoid monthly service fees if you have $15,000+ aggregate in deposit and loan balances OR maintain a $4,999.99 daily average balance in the checking account
Seamless shopping with your digital wallet.
Use your OneAZ debit or credit card with Apple Pay™, Google Pay™, and Samsung Pay™!
Teen Debit Card:
Let’s teach smart spending
Financial independence starts now.
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Stop by one of our branches today!
Do it all with the
OneAZ Mobile Banking app.
Deposit
checks
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funds
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your bills
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associate
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Download the OneAZ Mobile Banking app
Why OneAZ?
At OneAZ, our mission is to truly improve the lives of our members, our associates and the communities we serve. By becoming a member, you’re joining a credit union that cares about your future – we are here to help you achieve your financial goals. We put you first by providing you with competitive rates, low fees and the personalized service you deserve.
Your dollars stay local, strengthening businesses and communities that support your success.
Each debit card swipe helps fund local nonprofits, creating opportunities for all Arizonans to thrive.
Free financial coaching and resources to help you make confident money decisions.
Get member-only discounts on home and auto loans to help you achieve your goals.
Make the switch to OneAZ.
Move your money to OneAZ in three simple steps.
See what OneAZ members are saying!
We are proud to provide an easy, enjoyable and effective experience to over 200,000 members.
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*APR = Annual Percentage Rate
APY= Annual Percentage Yield
