OneAZ Credit Union

Mobile deposits for all members and remote deposit capture for business cash management users will be unavailable from 9pm February 21st through 9am February 22nd.
We apologize for the inconvenience.

Assistance for Federal Workers - In response to the partial federal government shutdown, OneAZ has launched an assistance program to help members who may be impacted.
To learn if you’re eligible for assistance, call our Member Care Center at 800.663.2928, Monday – Friday: 8 a.m. – 6 p.m.

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Mortgage Affordability Calculator

Use this calculator to determine how much house you can afford based on your budget.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

Check out our other financial calculators!

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Home Lending Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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How to Save for Your First Home

Saving for your first home starts with getting pre-qualified for a mortgage. Then you can set your savings goal and timeline, create a budget and automate your savings. Let’s dive in.

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How Much House Can I Afford? Mortgage Affordability Calculator

Use our Mortgage Affordability Calculator to determine how much house you can afford based on your take-home pay and monthly mortgage payment affordability.

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First Time Homebuyer? Make Sure You’re Prepared For These 7 Hidden Costs

When budgeting for your first home, here are seven often overlooked costs that can have a big impact on your bottom line.

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Rates as of February 1, 2026.

APR = Annual Percentage Rate

OneAZ's mission

We exist to clear the way for the doers and the dreamers.

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